Saturday, June 16, 2018

TARRIFS THE NEW BALONEY

 THE ECONOMIC RESOURCES OF THE COUNTRY ARE BECOMING FULLY  UTILIZED. PRODUCTIVITY BENEFITS ARNT LIKELY TO KEEP INFLATIONARY PRESSURES  SUBDUED AS MUCH AS THEY HAVE BEEN.           CONSEQUENTLY  SOME FISCAL TAX INCREASES MAY HELP   TO SLOW DOWN WHATEVER INFLATIONARY PRESSURES ARE BUILDING.  THE TARRIFS ON IMPORTS AND EXPORTS TEND TO SLOW DOWN ,HOWEVER SO LITTLE, BOTH CHINIA AND USA OVER ACTIVITY.. THE ARE A GOOD THING. DONT PAY ATTENTION TO THE PUNDITS OF DOOM THEY ARE ALMOST NEVER RIGHT.

Sunday, June 10, 2018

THE ANGRY OLD MAN

SOMEONE VERY CLOSE TO MY HEART SAID "YOU SOUND LIKE AN ANGRY OLD MAN"  THEY WERE TRYING TO IMPLY SOMETHING NEGATIVE, WITHOUT MISSING   A BEAT I TOOK A DEEP BREATHE ,LOOKED UP AND SAID, YOUR DAM RIGHT  I AM VERY ANGRY AND YOU KNOW WHAT ELSE I;M OLD. AN ANGRY OLD MAN WHO WONT QUIT UNTIL THE FRAUD GINGER IS LOCKED UP IN THE COUNTY JAIL.NOTHING WRONG WITH DEFENDING YOUR SELF EVEN IF YOUR  OLD

Saturday, June 9, 2018

WHORE IN OFFICE CLOTHES

THE STRANGE THING ABOUT GINGER IS THAT SHE USED HER BODY PARTS WHEN IT WASNT NECESSARY.
ACCORDING TO OUR STORY ,SHE WILL  RECEIVE  A QUARTER EVERY TIME SHE DOES HER GRANDFATHER,  NEXT  SHE DOES HER BOSSES AT HER FIRST MAJOR JOB ,NEXT SHE  does her HUSBANDS FRIENDS.    THERE WAS  ALSO  GRANDPAS FRIEND  THE FARMER .SHE LOVED HIS GERMAN SHEPARD.OTHER BOSSES FELL INTO HER SEXUAL PROMISCUITY.SINCE SHE WAS USUALLY FAT AND UGLY,  ONLY HER SEX ACTS PROVIDED POWER.  AS YOU READ NEVER DOES  ANYONE SUSPECT THAT SHE WOULD FORGE FINANCIAL PAPERS, LIE ABOUT WHO GOT WHAT MONEY. AND FOOL PEOPLE ABOUT HER REAL SKILL,,  SHE DOESNT EVEN READ A REPORT, EASIER TO JUST FAKE IT. SHE NEVER KNOWS THE FACTS, SHE NEVER WILL COMPLETE TRAVEL PLAN. SHE NEVER COULD WRITE EVEN A SIMPLE REPORT SHE CERTAINLY COULDNT  DO ANYTHING MAJOR, EXCEPT FINALLY COMMIT FINANCIAL FRAUD.  WAS ANYTHING REAL. OR IS GINGER ALL IMAGINARY. WILL ANY RELATIVES   BECOME PART OF THE NARRATIVE IN  LATER CHAPTERS.  SICK MULTIPLE PERSONALITYOR JUST PLAIN EVIL.  WILL OUR MAIN CHARACTER FIND REDEMPTION.WILLTHE POLICE  CATCH UP AND PROSECUTE  BEFORE OUR BOOK COMES TO AN END.SUICIDE ATTEMPT  IS OFTEN FOLLOWED BY ANOTHER.GINGER RECOUNTED HER STORY.  MADE UP OR REAL YOU   DECIDE.GINGER IS STILL BEING DEVELOPED IN OUR NOVEL.REMEMBER, ADMISSION OF GUILT IS NOT THE SAME AS INNOCENSE.MAYBE A CHARACTER SUCH AS GINGER EXISTS SOMEWHERE. 

Friday, June 8, 2018

BOUDAIN AND OUR NOVEL

Anthony Boudain was a wreck.How many people knew. He was miserable. The ginger story is the same only worse.  Ginger is a fraud. Her resume is full of lies and exagerations,Who did all the hundreds of millions of dollars of buying and selling in an account that wasn't hers is still under investigation.  Who placed porn picture of her and a relative on the web is still unknown.Who couldn't even complete burial arrangements assigned to her  is typical of her inadequate performance across the board.  The Ginger story will be written to protect others from fraudsters.  Remember  Bourdain ..  Many of you will be fooled but look closely and you will be saved.. The story will create a character that lost sight of the symbols of religion around her neck.. 

Sunday, May 27, 2018

sex the story your all afraid to tell

She had a short skirt.Her\sweater was very low cut.Her legs were not crossed .HER BREASTS were large, her  figure way above average, in todays standards. The man said , you are really attractive. If we meet again please dress a little less provocitively. Five years later, the law suit, sleaszy lawyer.You objectified her. You looked to closely at her.You had no right to notice her sexuality, Almost as there is no such word. Before you know it, we will be marching backwards and covering up.MAYBE THE SAUDIS ARE RIGHT? Men will become afraid of women, Women will lose job opportunities. In the workplace no on will dare be friends. We will be sure male female relationships will weaken considerably. Men will not want to marry, They will even want less children..   This will all happen because a few  cowardly bulling men lost there sense of loving and caring. Instead  they became abusers  of power. They were weak  and they were criminals.   But filing charges years and years later  unless you were raped by force, threated  with punishment or similar action will do more harm that good. As the men were bullies , the women can be even worse, THEY HIDE BEHIND SUBTLEY OF BEING THE WEAKER SEX, AS THEY EXPLOIT SYMPATHY, OFTEN NOT DESERVED. WOMEN ARE OFTEN THE ABUSER  WITH DIFFERENT METHODS BUT THE SAME  RESULT.WEAK WOMEN USING OTHER TRAITS INSTEAD OF PHYSICAL  POWER .(WHY DO SO MANY MARRIAGES REQUIRE PRENUPTIALS?) Rule number one. keep your hands off other people and that means women too.)

Thursday, May 24, 2018

ELDER ABUSE PLANTING THOUGHTS

AS GINGER  PROGRESSED INTO THE DEPTH OF HER MADNESS, VARIOUS CLUES APPEARED.. UNfortunately  THERE MEANING WAS DISMISSED.. THE ELDERLY VICTIM MISSED THE MADNESS. GINGER INQUIRED  WHERE IS YOUR GUN/
?AN INNOCENT ENOUGH QUESTION . GINGER NEVER DISCUSSED GUNS BEFORE. DO YOU HAVE A BULLET IN THE CHAMBER? NO NOT NECESSARY, PRETTY SAFE IN OUR NEIGHBORHOOD. YOU MUST HAVE A BULLET IN THE CHAMBER.OR WHAT GOOD IS IT.THIS IS NOT THE WILDWEST.PUT A BULLET IN THE CHAMBER THEN THE GUN IS READY FOR USE. THE VICTIM DISMISSED THE COMMENT AS RANDOM. IS THERE SUCH A THING. SUBSEQUENTLY CRIMINOLOGISTS HAVE WARNED VICTIM TO BE DILIGENT.THE CLUES ARE THERE.

Wednesday, May 23, 2018

trust but verify

The portfolio had 150 stocks , Never was this reported. Stocks by the millions of $ worth were traded every day. When, where or by whom is  going to be proven. Whoever it was will go to jail.By way of example :under no cicumstances was it authorized or even sane. .The reporting  method were illusions of a mad person. By way of exampleThe total value of the stocks traded was 50 million dollars.in January  2018 The report to the account owner   was never much over one Million. REPORTS WERE ISSUSED EVERY TIME THERE WAS A TRADE.THATS HOW IT WAS SUPPOSED TO BE. How is that even possible Who could be so sick so stupid and so ignorant.  Ginger is stupid in my novel, but she has a good IQ  Consider the following! On jan 4th 2018 someone   used a forged sign in and purchased $165,000 worth of amazon. On the same day they bought $150,000 dollars worth of goog $,50,000 dollars worth of google, on the 2nd they bought $80,000 dollars worth of Netflix, on the 4th another$200,000 dollars worth of goog, $80,000 dollars worth of nividia, $200,000 dollars worth of biogen another $70,000 dollars worth of Netflix,on jan 5th another$200,000dollars worth of goog, and $113,000 dollars worth,again of amazon, The reports to the account owner were all made up.The total value of stocks bought and sold was $50,000,000 dollars worth.The account did not have a lot of money in it.I KNOW THERE IS REPITITiON IN THIS  PIECE YOU WILL SEE WHY AS OUr  novel unfolds, to  the climax.

Tuesday, May 22, 2018

evil pure evil


fraud

Slowly but surely we will create a record of dishonest investments in an account Ginger  was a fiduciary..  in January 2018 ginger bought  and sold  One million dollars worth of one stock on the same day.None of these trades were ever recorded for the owners review ,, She had no permission to make these decisions.In addition  ginger probably had  someone helping her. She  will also be shown to have done this illegal trading on other occasions. Who helped  her. Remember she has already admitted that she should be dead and go to hell.Remember those of you who permit her into your world are letting a person identified as having  "diminished capacity"into the lives of your children .Stay tuned the story of ginger is just getting started                                                                                                                                                                                                                                                                 To my readers let me express my sorrow  in letting this mess occur. 

Monday, May 21, 2018

SCHOOL SHOOTINGS AND SECURITY ...(.ORIGINALLY PUBLISHED 4/22/13)

We have not written a blog in a while.  There are so many people writing so many things with so many points of view, we weren't sure we had anything to add to the dialogue.

During World War II, one man was a brilliant master of propaganda and mind control.  Imagine what that person could do today with the Internet and social media techniques.

Unfortunately, we face very cunning enemies, both domestic and international.  They have figured out how to use a large element our of population to allow them to attack many of our democratic principles.

Profiling is not allowed, if you are looking for a particular type of person you are hard pressed to disclose it.  We are surprised by the repetitive nature of serious crimes, yet loath to enhance break throughs in our protection systems.

The best and most important example is our schools.  Although there are guards at airports, post offices, hotels, malls, street corners, apartment buildings, stadiums, concert arenas, etc. there are intelligent people who do not want to accept the necessity for much greater protection of our kids in schools.

It's almost as if we unconsciously accept the concept that "they were expendable" because we would rather not face the reality of the current world situation.  We would rather close our eyes and accept the easy way out, that blindly believes that there won't be another and another and another occurrence of tragedy.

We may not like it because its against everything we stand for, but the hostility of what we face should be apparent to all.  The Boston Marathon terrorists could have just as easily planted a nuclear type device.

If the Boston tragedy isn't enough to prove this point true, how much more will it take to convince you what we are really up against.


Saturday, May 19, 2018

Fake news and fake people

Did ginger have an accomplice? Where is that person located?It seems impossible that the sheer VOLUME OF TRADES COULD BE DONE BY ONE  Person  . They would have probably have  had to be really deranged.Ginger reported to the account owner very substantial profits  in 2018..  A very detailed nortarized record of the daily gains was meticulously maintained,unbeknown  to ginger. The false reporting will be proven as our novel is created.Ginger was a legal fiduciary. Who ,if anyone helped, is being investigated as we write.The fake reports have been ,via keystroke analysis traced to a particular computer.Why would ginger report profits to the account owner that were false.  Did she make the investments she was told to make in another account ? Was it hers. was it some one elses, Remember Ginger has already admitted guilt and  said she deserves to go to hell.

Thursday, May 17, 2018

the psychopath an inch away

ginger was a liar.  She admits her guilt.She runs away. She involves her family. SHE FORGES financial reports. She betrays her sworn fiduciary duty.  She publishes porn of herself and her "true love"without his permission. She repeated  provides incorrect tax records. She says I hope he croaks,then says come on over and see my short skirt.What a joke Her family move her out of state. She lies about everything, keeps control thru false reporting ,and verbal lies This is only the beginning. Gingers  Family members  have now been told  to protect their loved ones. She sends filthy videos over the internet. Hang on to your hat  as  Ginger will be  tried and convicted True or false, your call.Soon police and the da will study our novel, to watch simple but well thought out computer and financial crime unfold.

Friday, May 11, 2018

you do it you own it

A visiting friend sees a winning lottery ticket on your desk.  They decide they don't like you. They take the ticket and destroy it .Was this a crime? I buy  a  valuable painting. The owner burns the painting, They decide i:m  not a nice guy. the painting doubles in value but all the sale paper work is secretly missing. Good criminals can be very crafty. They usually suffer from vast feelings of jealousy and delusions of their skill  level.They always get caught. A piano "falling on a  childs head and is only half way down, is enough  to deny parental custody.. ginger is the paino,she is failing to see    illegal activity as a piano , falling on her and surrounding  people.The police will catch up.We will stay vigilant. In this story ginger must chose her legacy. Stay tuned as the chapters are written.

Tuesday, May 8, 2018

GINGER SMALL TIME SCHNEIDERMAN

The tragedy of  the ginger story WILL BE the  effect it  will have on   the surrounding family. THERE  is no way for them to conceive the cunning nature of our main character.MULTIPLE PERSONALITIES HIDE WHATS REALLY HAPPENING. The significant question ,, Is how many will suffer.stay tuned as we step intothe darkness  of a  villain who has already admitted guilt.Don"t  forget  the coverup  of the Clinton the schneiderman the Weinstein the Madoff ,THE WEINER etc ALL DISGRACED and they were important people.THOSE AROUND HER .WILL STICK CLOSE,  UNTIL THEY REALIZE THEIR DEPENDANT NATURE RUNS DEEP.EVERYONE WILL FIND OUT THAT YOU CANT RUN AWAY ONCE THE DAMAGE  TO YOUR LIFE  IS DONE . GINGER WILL LOSE IT ALL. WE WILL CREATE THE STORY OF FIDUCIARY ,INTERNETAND FINANCIAL  FRAUD.MAYBE GINGER WILL BE  CREATED INSANE ,.  WERE  SCHEIDERMAN WEINER ETC INSANE. YOULL DECIDE .THEY ALL LOOKED GOOD ON PAPER.WERE THEY REAL ,WERE THEY MULTIPLE OR JUST PLAIN EVIL .COVERUP GOES A LONG WAY .

SCHNEIDERMAN


SCHNEIDERMAN STORY

SEE NEXT BLOG

Monday, May 7, 2018

THE LAST BLOG WILL BE BACK ONLY WITH MORE FACTS

Tuesday, May 1, 2018

THE WIDE CIRCLE

There is a wide circle of acceptable behavior. Jay walking no big deal.A  foul word  ,not nice ,but you probably won"t be in big trouble,,But step outside this wide circle and you have gone from not so nice, to trouble  Sociopaths, and other forms of deviant personality  often  go to enormous lengths to create an an appearance of staying within the circle,IT can be very hard to prove the criminal has acted wrongly  This IS   why years can go on before prepetrators are caught .DETECTIVEs GIVE U,P RETIRE OR JUST CANT BREAKTHRU.A fortune was spent  prosecuting Madoff ,Enron,etc.Not everyone has the resource the government has.    My novel will be about a prepetrators coverup to stay within the circle,,But the story will tell a strange tale of  deception. That goes  way outside the circle. The end game will amaze you You will shocked and, disillusioned but you will be  a lot  more able to win.

Monday, April 30, 2018

FAKE FACTS ARE ALL AROUND US

By the time our story  is woven together you will be able to protect yourself from all non physical attacks. BECAUSE ITwill INCREASE YOUR VIGILANCE .                                                                      I lied I LIED   I just want to die  THE AGENT  ASKS  What about  all the money we made in the last three month?  I just lied I FALSIFIED THE RECORDS   AND MADE UP  THE NUMBERS  I JUST LIED . I MADE A DEAL WITHE THE DEVIL.(SO begins gingers decent into hell along with her dog.      .

6

sociopaths right in front of you

Sunday, April 29, 2018

Betrayal of the Children

This web site is changing.It will be a novel about treachery, acne, ugly teeth, and the incorrect reaction to seeming mean comments. Unfortunately you will have to hear this exciting story into the mind of a small time con artist in order to see further into what motivates a Madoff .THIS  NOVEL  will EXPLORE THE SICK MIND. It will explore financial crime, computer crime, sign on crime ,crimes of potential incest, death  wishes and carnal rape. Oh its not true but it will save your life. You will see  money and sex  for all their naked power and you will marvel at how close evil can come. Some characters will scare , some will be shown to be special, But four will be shown to be part of deception.  You will see that in the end evil loses.(mostly) It will, at  its essence ,explore multiple personality. GIVE THE MAIN PLAYERS IN THIS BOOK ANY NAMES YOU WANT . NAMES DONT COUNT ONLY  THE STORY.

Friday, April 27, 2018

rape of the Male

Only men are being accused. Women thru the centuries have used sexual favors psychological manipulation and  and lies to gain favor with the opposite sex. I know of one  case of such a woman who loved to drink lie and cheat in order to get what she thinks she needed. Because of the climate towards accusing men i will be writing about the female version of the weinsteins Let the   two sided story bring light to who things really happen to.( i am not talking about rape and drugging.IN this novel truth and fiction will collide so that the real facts seem to get lost in  a vast coverup. BUT YOU WILL SEE THAT THE RELENTLESS VICTIM GETS THE  THE PROSECUTOR TO SEE T.HE negativeEFFECT ON SOCIETY.The cliché words  protecting the crime are defeated by truth .



Friday, April 6, 2018

CHINA TARIFFS - CHEATING...(ORIGINALLY PUBLISHED 3/2/11)

With all the rhetoric about everything,very little is said about the greatness of America's ingenuity. Caterpillar, Boeing, Microsoft, Drug companies, Google, Facebook, Cisco, IBM, General Motors....I could go on and on and on. In the process of globalization, it's easy enough to copy our high labor content products but how many great drugs have come out of China, Venezuela, Russia, North Korea, Mexico...I could go on and on and on.
Yes we make what seem to be continuous mistakes and we don't solve some big problems, but to call the American contribution to human and industrial development anything but great is to be looking in the wrong direction.
When China announces its going to make a commercial jet its just a copycat. That's all.
Unfortunately, the copycats of the world are a significant competitive force. When our own government doesn't realize that much more money is saved by the creation of new drugs, than is achieved by all the generics in the world, is to add "insult to injury." Stay Tuned...

TRUMP AND THE "FAKE"MEDIA - THE REAL STORY (ORIGINALLY PUBLISHE 2/5/17)

If you really want to get confused, remember that CNBC really should not be in the business of giving investment advice to the public.  What an abomination. 

There is no such thing as the free press and media.  There are however less than a dozen large companies that control practically all of the TV stations, radio stations, Internet access, newspapers, etc.

They are Disney, Viacom, Comcast, CBS, Fox and half a dozen others.

These are companies whose sole objective is to increase the value of their shares by attention getting words and pictures.

ALL OF THE PEOPLE WE SEE ON TV ARE ACTORS AND EMPLOYEES OF THESE LARGE CORPORATIONS.  THEY ALL WORK FOR A HIERARCHY OF MANAGERS AND MUST ADHERE TO THE CORPORATE POLICIES AS SET FORTH BY THE CHIEF EXECUTIVE OFFICER, THE BOARD OF DIRECTORS AND THE CONTROLLING SHAREHOLDERS.

In addition, almost all the so-called media are reading from teleprompters words that are produced and written by people in the back room probably with an average age of less than 40.

A small group of executives control the media so when President Trump says fake media he is not too far off base.

I will close with one example. In the New York Times Sunday Magazine section dated February 26, 2017 there was an article about the increase in private school enrollment..  If you look at the statistics in the enrollment in private schools you will  find the left wing writer made up the story based on completely inaccurate facts. Private school enrollment is down.  A perfect example of completely fake news.

So when you are watching TV or reading the news,  it is not free speech it is entertainment.

If you really want to get confused, remember that CNBC really should not be in the business of giving investment advice to the public.  What an abomination.  

Wednesday, April 4, 2018

HIGH FREQUENCY TRADING...(ORIGINAL POSTING 8/6/11)



When the housing boom was taking place it developed huge vested interest in the continuation of the housing bubble. A voice in the dark could point out the absurdities of what was happening but the enjoyment of inflated prices and profits overwhelmed sanity, logic, discipline and history.

In my opinion, we are now being faced with a "time bomb" that will far exceed long term capital management, the insurance protection decline of the 1980s and the financial collapse of 2008. This huge "Black Swan", huge beyond comprehension, will hit when least expected and we will wonder why it wasn't dealt with before. The answer will be found underneath the rubble of certain greedy Wall Street types and vested political interests.

We cannot permit automated machine type trading, with no relationship to companies outlook, etc. to dominate the volume of trades in the stock market. There is no excuse, none whatsoever, for creating a machine driven gambling casino mentality in order to justify the existence of capitalism.

Here is what's going to happen. A computer driven decline will occur and the brakes will fail due to human error or whatever causing the equity wealth of the country to be sharply cut again. Because there will be something happening in the world at that time, recovery will not be as fast as it was in the late 2000's. All computerized trading, of the type we are referring to, should be made illegal and stopped before its too late.

The vested interest will tell you otherwise and make their case. Just like in the long term capital case they are mostly using other people's money and are more concerned with their chance of winning than losing. The monies not theirs anyhow and there is no concern for the system, only their own profits.

Look at the erratic swings in the stock market that have occurred in the last few weeks. We draw this as a small example, a very small example, of what is coming if we don't stop this type of computerized trading.

CAPITALISM WILL FAIL IF THIS IS HOW IT'S CONDUCTED.
P.S. Please remember that I am a very strong supporter of capitalism and many of the activities that our financial firms participate in. The probably isn't a better system than ours.

Tuesday, March 27, 2018

GUNS, ENTERTAINENT AND MY TRUTH...

This is a short blog about things you already know.  Violence is taught thru many mediums.  It could be the parents, books,  movies, television or video games.  We live in a culture of violence.  Many Hollywood people find ways to deflect the nature of their violent products away from themselves.   It seems like almost every television program or movie pertains to violence and crime whether it be historical or current.

The greatest hypocrisy is someone like George Clooney who is busy blaming everyone else while he hides behind guards in huge mansions.

There are 150,000 elementary and high schools in America. That equals 150,000 school openings per day and 750,000 per week which  is 3 million openings a month and 36 million openings and closings per year.

Those of you that want to have an honest view of the situation can look at the few blogs I have written on school safety.  Clearly our schools have not been made safe enough.  That doesn't detract from the honest view that school shootings are already close to zero.

Just to keep the records straight 19 year old kids shouldn't be allowed to buy automatic weapons.  Parents should be held accountable for their children's actions.  Background checks shouldn't take three days, they should take three months.  There should be no rush to give people automatic weapons.

At the very least if you are a consumer of the violence prepared by the "ton" in Hollywood, at least  recognize that you don't know if the entertainment business educates people, with a tendency towards violence, to actually act on what society make readily available.  

Thursday, March 22, 2018

TRUMP PUTIN AND THE MEDIA LIES...

Anyone who thinks, in spite of Russia's weaknesses, that we have the political will and military strength to threaten Russia is asleep at the switch.  Putin is going to be President again for a long time. We have to deal with him whether we want to or not.  Even before WWII the American people would not stand up to Hitler until the Japanese attack on Hawaii.

The Internet will never be private.  If you don't like it , don't use it.  

Thursday, February 22, 2018

THE SUPREME COURT SEES THE LIGHT - WHISTLE BLOWERS (ORIGINALLY POSTED 1/2013)

I am seventy five years old.  I was a young boy during WWII.  It was commonplace to be exposed to stories about the Germans in which children were rewarded to come forward to snitch on their parents or family.  These young children were following the Nazi propaganda line.

Many adults looked in dismay as a country rewarded children for being whistle blowers.  It was considered an abominable breach of most American's ethics.

Now in America we reward, with substantial gifts, those who help our Justice Department and SEC prosecutors capture and then punish who are often their friends and colleagues.  Our sense of justice is to tell people if you whistle blow, you can get rich and if necessary go into the witness protection program.

As Americans we have actually come to accept this as an appropriate approach to the pursuit of crimes.

I have great difficulty understanding how we abhor the actions of the children of Germany, but find little ability to speak about whether we want such behavior in our own country.




Wednesday, February 14, 2018

SCHOOL SHOOTINGS - CLOSE TO HOME - PARKLAND FLORIDA (ORIGINALLY PUBLISHED JANUARY 2013

As they woke in the morning they turned off the house alarm and said good morning to Fido, then proceeded to breakfast.  On the way to work they pass either the superintendent, a doorman, a guard or a concierge or may open twenty different locking systems before proceeding out the door of their building.  There probably will be a cop on the corner or the next corner and they might pass a sheriff on the road and in smaller cities many often pass the police station.

Arriving at the office there is a bank branch in the lobby with a guard standing out in front. Security cameras are everywhere including the red lights on the road and the elevators in their office building and parking garage.  As it is Christmas time they may go to the local shopping center where signs immediately greet them "Patrolling Security".  The next day they may leave for vacation at the bus terminal or airport and security is extensive.  Everywhere the hypothetical person turns there is one form of advanced security or another. Everywhere but...

THEN THEY WENT TO THEIR CHILDREN'S SCHOOL.  THERE WERE FIFTY DIFFERENT WAYS TO ENTER THE SCHOOL, THERE WERE NO PANIC BUTTONS IN THE CLASSROOMS AND NONE IN THE HALLWAYS.  ANY ADULT COULD HAVE ENTERED, THERE WERE NO METAL DETECTORS, THERE WAS NEXT TO NOTHING KEEPING THE CHILDREN SAFE FROM INTRUDERS OR HARM. THERE WAS NO SECURITY...

Back in the day, schools were considered sacred ground.  The horror of that no longer being true.  Can you imagine the "horror" of using our children in political brinkmanship on the matter of guns? What type of security is required at schools is not only about guns but about many other issues.

Can you imagine the stupidity of President Obamas' proposal that you can have a ten bullet gun but not an automatic weapon.  I suppose that would allow a crazy person to sneak into the school with 5 handguns but not an automatic weapon.  What will this really accomplish?

Tuesday, January 30, 2018

MEDICAL COSTS - THERE IS NO "AFFORDABLE" CARE AND NEVER WILL BE(ORIGINALLY PUBLISHED 3/27/17)

The chess battle over health care will cost you a lot of money.  It doesn't matter what your ideology is it will cost you a lot of money, each and everyone of you.

Simply put, this is the story.  Approximately 65% of medical dollars spent go to labor, directly or indirectly.  That's the millions of people who provide the health care system, whether they work for a hospital or a biotech company.  Labor is 65% of every dollar received by the medical profession.

The revenues for the medical industry (in entirety) can either be paid for by the government (TAXES) or by individuals (PREMIUMS).

When you pay the taxes to the government for the medical industry they are either called Medicare, Medicaid or something similar.  When you pay the premiums to your insurance company they are paid for by your personal income.  So you either pay taxes or premiums, both are used to pay the workers in the medical profession 65% of those two numbers.

No politician is willing to tell the people who don't work in the medical profession that medical expenses are destined to rise PERMANENTLY.  The cost of labor is not going down so we will have a continuing rise of medical care costs.  There is no competition.  There is basically a single payer system and that's just the way it is.  So forget the politics.  It's bogus.  

Thursday, January 18, 2018

TRUMP AND AFRICA

President Trump has now brought attention to poverty.  Being politically correct buried the story. Continuation of the problem is allowing it to get worse.  The six poorest countries in the world are all in Africa. They are Burundi, Niger, Malawi, Gambia, Liberia and Congo Kinshasa which were all European colonies. 

Tuesday, January 9, 2018

APPLE VS. CALPERS...(YOU DECIDE (ORIGINALLY POSTED 2011)

For years I wanted to write about Calpers. I just never got around to it. It epitomizes one of the things that have been wrong in the investment arena.

Calpers had several hundred billion dollars under management for California state employees. They have long made a practice of complaining about corporate managements who their investment personnel thought were not managing their companies effectively.

The people who made these complaints knew next to nothing about managing companies. They were concerned with self serving publicity. Many of us have known for years that if Calpers had been held accountable for their own mismanagement of the investments under their areas of responsibility, the beneficiaries of Calpers assets might have been rewarded.

The New York Times ran an article today stating that Calpers lost about a quarter of their total investment portfolio during the last few years. Investment professionals will best serve their clients if they stick to money management and not corporate management, which is usually used to serve as a total distraction from their own lack of money management skills.

Thursday, January 4, 2018

THERE'S A LOT OF GOOD THINGS GOING ON...(ORIGINALLY PUBLISHED 6/8/12)

Watch the news, pick up a magazine especially newspapers, watch the TV and immerse yourself in the "everythings wrong" philosophy.

The democratic process, with its unbelievable capacity for openness and sharing of thoughts, seems to thrive on conflict. This conflict results in a vibrant Nation that lurches forward with small and gigantic steps.

All around us the pundits of doom sell negativism.

The reality is anything but. The enormous strides made by democracy and capitalism in the last few decades are incomprehensible. Almost every country has seen the standard of living of its people rise. There is no longer a significant chance of slipping back into extreme socialism and communism. All about us the engine of American and World creativity is blossoming into a whole new era that is only at its beginning.

Cars are changing, jet planes are making huge strides, biotechnology is still alive and well. The immensity of the Internet and all the companies that are continually being spawned is almost too much to grasp. Old industrial America is stabilizing. Revolution in America is not realistic for many years, if ever.

Markets get ahead of themselves, competition for profits is intense and there is a continuum of winners and losers in most spheres of life. The government in all its confusion functions. There is an awareness that so many major components of our democracy need revitalization. So all is not lost.

The market doubled too quickly from its lows. No one I know bet the house on 1 1/2% 10 year government bonds. Most observers are focused on everything but the real picture.

The real picture is our ingenuity. The fact is that most people go to work everyday and most enjoy their jobs.

The deficits will not sink the ship (although they should be brought down). Europe will not sink. Greece will still be there and so will Spain. And Russia, with all its recalcitrance will not do anything stupid. So seek your opportunity, use common sense, pay attention to what you are doing and praise the fact that everyday there is opportunity.
 

Shepard Osherow. All Rights Reserved